Find Hard Money Lenders

Compare national hard money lenders for your fix-and-flip deal. For a comprehensive searchable directory with local lenders, visit PrivateLenderLink.com.

Kiavi

Focus: Fix & flip, bridge loans
FICO: 660+
LTV: Up to 90%
Speed: 10-14 days

Lima One Capital

Focus: Fix & flip, rental, new construction
FICO: 660+
LTV: Up to 90%
Speed: 10-15 days

RCN Capital

Focus: Fix & flip, bridge, long-term rental
FICO: 620+
LTV: Up to 90%
Speed: 10-14 days

Fund That Flip

Focus: Fix & flip, bridge loans
FICO: 650+
LTV: Up to 90%
Speed: 7-14 days

Anchor Loans

Focus: Fix & flip, bridge, rental
FICO: 600+
LTV: Up to 90%
Speed: 7-10 days

Civic Financial

Focus: Fix & flip, bridge, ground up
FICO: 660+
LTV: Up to 85%
Speed: 10-14 days

Groundfloor

Focus: Fix & flip, new construction
FICO: 600+
LTV: Up to 90%
Speed: 14-21 days

CoreVest

Focus: Bridge, rental portfolio
FICO: 620+
LTV: Up to 80%
Speed: 14-21 days

Need local or private lenders?

PrivateLenderLink has the most comprehensive directory of hard money and private lenders — searchable by state, loan type, and property type.

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Found your lender? Now impress them.

Create a professional loan package with comps, deal analysis, rehab scope, and exit strategy — everything hard money lenders want to see.

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How to Choose a Hard Money Lender

When comparing hard money lenders, focus on: LTV/LTC limits (how much they'll lend relative to value), speed to close, experience requirements, and total cost (points + rate + fees). Most national lenders require 10-20% down and charge 2-4 points plus 9-13% interest.

Submit the same loan package to multiple lenders to compare terms. A professional, well-organized package signals that you're a serious borrower — which often means better terms and faster approvals.